    {"id":10057,"date":"2025-04-08T11:28:08","date_gmt":"2025-04-08T14:28:08","guid":{"rendered":"https:\/\/vmvnews.com.br\/?p=10057"},"modified":"2025-04-08T11:28:08","modified_gmt":"2025-04-08T14:28:08","slug":"cartao-nubank-e-internacional","status":"publish","type":"post","link":"https:\/\/vmvnews.com.br\/en\/cartao-nubank-e-internacional\/","title":{"rendered":"Nubank Card is International: Learn the Details"},"content":{"rendered":"<p data-start=\"268\" data-end=\"322\">Yes, you read that right, the <strong>The Nubank card is international.<\/strong> And it makes life much easier for those who travel, study, or shop online from other countries.<\/p>\n<p data-start=\"324\" data-end=\"750\">Unlike many credit cards that require extra activation for use abroad, this one becomes international from the moment it&#039;s approved.<\/p>\n<p data-start=\"752\" data-end=\"1012\">In this article, we will show in detail what it is, what its main advantages are, and important precautions for those who intend to use it abroad.<\/p>\n<h4 data-start=\"752\" data-end=\"1012\"><strong>However, if you need money fast? Nubank offers Personal Loans directly through the App.<\/strong><\/h4>\n<p><a href=\"https:\/\/vmvnews.com.br\/en\/emprestimo-pessoal-nubank\/\"><br \/>\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/ESSE_Easy-Resize.com_-1-1024x218.jpg\" sizes=\"(max-width: 662px) 100vw, 662px\" srcset=\"https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/ESSE_Easy-Resize.com_-1-1024x218.jpg 1024w, https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/ESSE_Easy-Resize.com_-1-300x64.jpg 300w, https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/ESSE_Easy-Resize.com_-1-768x164.jpg 768w, https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/ESSE_Easy-Resize.com_-1-561x120.jpg 561w, https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/ESSE_Easy-Resize.com_-1-1122x239.jpg 1122w, https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/ESSE_Easy-Resize.com_-1-364x78.jpg 364w, https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/ESSE_Easy-Resize.com_-1-728x155.jpg 728w, https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/ESSE_Easy-Resize.com_-1-608x130.jpg 608w, https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/ESSE_Easy-Resize.com_-1-758x162.jpg 758w, https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/ESSE_Easy-Resize.com_-1-1152x246.jpg 1152w, https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/ESSE_Easy-Resize.com_-1-1.jpg 1280w\" alt=\"\" width=\"662\" height=\"141\" \/> <\/a><\/p>\n<p data-start=\"752\" data-end=\"1012\">Whether you&#039;re traveling or shopping online, follow us and get all your questions answered.<\/p>\n<h2 data-start=\"1019\" data-end=\"1066\">What does it mean to have an international credit card?<\/h2>\n<p data-start=\"1068\" data-end=\"1458\">First of all, it&#039;s worth clarifying what an international credit card is.<\/p>\n<p data-start=\"1068\" data-end=\"1458\">Simply put, it&#039;s a card that can be used to make purchases anywhere in the world, whether in person or online.<\/p>\n<p data-start=\"1068\" data-end=\"1458\">This includes physical stores outside of Brazil, and international websites such as:<\/p>\n<ul>\n<li data-start=\"1068\" data-end=\"1458\"><strong> Amazon;<\/strong><\/li>\n<li data-start=\"1068\" data-end=\"1458\"><strong>AliExpress;<\/strong><\/li>\n<li data-start=\"1068\" data-end=\"1458\"><strong>eBay.<\/strong><\/li>\n<\/ul>\n<p data-start=\"1068\" data-end=\"1458\">In addition to service platforms like Netflix, Spotify, and others.<\/p>\n<p data-start=\"1460\" data-end=\"1776\">Now, when we say that the <strong data-start=\"1488\" data-end=\"1521\">The Nubank card is international.<\/strong>This means that it can be used in these contexts without the need for any additional adjustments or configuration.<\/p>\n<p data-start=\"1460\" data-end=\"1776\">Unlike other banks that require temporary unlocks or extra fees, Nubank already offers this convenience as standard.<\/p>\n<p><a href=\"https:\/\/vmvnews.com.br\/en\/cartao-de-credito-do-neymar\/\"><br \/>\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/cartao-do-Neymar-existe_Easy-Resize.com_.-esse-1-1024x314.jpg\" sizes=\"(max-width: 662px) 100vw, 662px\" srcset=\"https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/cartao-do-Neymar-existe_Easy-Resize.com_.-esse-1-1024x314.jpg 1024w, https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/cartao-do-Neymar-existe_Easy-Resize.com_.-esse-1-300x92.jpg 300w, https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/cartao-do-Neymar-existe_Easy-Resize.com_.-esse-1-768x235.jpg 768w, https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/cartao-do-Neymar-existe_Easy-Resize.com_.-esse-1-561x172.jpg 561w, https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/cartao-do-Neymar-existe_Easy-Resize.com_.-esse-1-1122x344.jpg 1122w, https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/cartao-do-Neymar-existe_Easy-Resize.com_.-esse-1-364x111.jpg 364w, https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/cartao-do-Neymar-existe_Easy-Resize.com_.-esse-1-728x223.jpg 728w, https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/cartao-do-Neymar-existe_Easy-Resize.com_.-esse-1-608x186.jpg 608w, https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/cartao-do-Neymar-existe_Easy-Resize.com_.-esse-1-758x232.jpg 758w, https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/cartao-do-Neymar-existe_Easy-Resize.com_.-esse-1-1152x353.jpg 1152w, https:\/\/vmvnews.com.br\/wp-content\/uploads\/sites\/839\/2025\/04\/cartao-do-Neymar-existe_Easy-Resize.com_.-esse-1-1.jpg 1280w\" alt=\"\" width=\"662\" height=\"203\" \/> <\/a><\/p>\n<p style=\"text-align: right;\">You will remain on the same website.<\/p>\n<h2 data-start=\"1783\" data-end=\"1827\">Nubank Card: How it Works Abroad<\/h2>\n<p data-start=\"1829\" data-end=\"2116\">As soon as you receive your purple card, you can start using it for international purchases.<\/p>\n<p data-start=\"1829\" data-end=\"2116\">The Nubank card&#039;s logo is... <a style=\"color: #000080;\" href=\"https:\/\/www.mastercard.com.br\/pt-br.html\"><strong data-start=\"1946\" data-end=\"1960\">MasterCard<\/strong><\/a>, one of the most globally accepted.<\/p>\n<p data-start=\"1829\" data-end=\"2116\">This means that virtually anywhere in the world where the card is accepted, your card will work normally.<\/p>\n<p data-start=\"2118\" data-end=\"2343\">In addition, you can use the app to track all transactions in real time, including purchases made in foreign currency.<\/p>\n<p data-start=\"2118\" data-end=\"2343\">This provides convenience, security, and complete control over your expenses during a trip.<\/p>\n<h2 data-start=\"2350\" data-end=\"2389\">Online Shopping on Foreign Websites<\/h2>\n<p data-start=\"2391\" data-end=\"2534\">Another advantage is the option to buy online from international websites.<\/p>\n<p data-start=\"2391\" data-end=\"2534\">How the <strong data-start=\"2458\" data-end=\"2491\">The Nubank card is international.<\/strong>You can use it on platforms such as:<\/p>\n<ul>\n<li data-start=\"2391\" data-end=\"2534\">Amazon<\/li>\n<li data-start=\"2391\" data-end=\"2534\">AliExpress<\/li>\n<li><strong>Shein<\/strong><\/li>\n<li><strong>eBay<\/strong><\/li>\n<li><strong>International Apple Store and Google Play<\/strong><\/li>\n<\/ul>\n<p data-start=\"2639\" data-end=\"2723\">Most foreign subscription services accept the card, for example:<\/p>\n<ul>\n<li data-start=\"2639\" data-end=\"2723\">N<strong>etflix (when the plan is contracted outside of Brazil)<\/strong><\/li>\n<li data-start=\"2639\" data-end=\"2723\"><strong>Spotify in other countries<\/strong><\/li>\n<li><strong>YouTube Premium from other locations<\/strong><\/li>\n<\/ul>\n<p data-start=\"2845\" data-end=\"3001\">Therefore, if you frequently consume content from abroad or take advantage of offers from international websites, Nubank guarantees this flexibility from the very first use.<\/p>\n<h2 data-start=\"3008\" data-end=\"3034\">Which currency is used?<\/h2>\n<p data-start=\"3036\" data-end=\"3360\">When you make a purchase with this card, which we are mentioning, the amount is converted to reais based on the exchange rate of... <strong data-start=\"3152\" data-end=\"3171\">US dollar.<\/strong><\/p>\n<p data-start=\"3036\" data-end=\"3360\">Moreover, even if the purchase was made in euros, pounds, or another currency.<\/p>\n<p data-start=\"3036\" data-end=\"3360\">The reason is simple: the dollar is the reference currency for all transactions made with Mastercard cards outside the country.<\/p>\n<p data-start=\"3362\" data-end=\"3561\">The exchange rate applied is the dollar rate of the day of... <strong data-start=\"3401\" data-end=\"3426\">purchase compensation<\/strong>, not the date of purchase itself.<\/p>\n<p data-start=\"3362\" data-end=\"3561\">This can vary slightly, and it&#039;s important to pay attention, especially during periods of currency fluctuation.<\/p>\n<h2 data-start=\"3568\" data-end=\"3593\">IOF and Applicable Fees<\/h2>\n<p data-start=\"3595\" data-end=\"3854\">Even though the Nubank card is international, there are some extra costs when making purchases outside of Brazil.<\/p>\n<p data-start=\"3595\" data-end=\"3854\">The main one is the <strong data-start=\"3720\" data-end=\"3765\">IOF (Tax on Financial Transactions)<\/strong>.<\/p>\n<p data-start=\"3595\" data-end=\"3854\">Currently, the tax rate for international credit card purchases is... <strong data-start=\"3844\" data-end=\"3853\">4,38%<\/strong>.<\/p>\n<p data-start=\"3856\" data-end=\"4050\">Above all, there&#039;s the conversion from dollars to reais, as we&#039;ve already explained, and this rate may include a... <strong data-start=\"3953\" data-end=\"3971\">exchange rate spread<\/strong>, which is the difference between the official exchange rate and the rate used by the card issuer.<\/p>\n<p data-start=\"4052\" data-end=\"4189\">Nevertheless, the institution maintains transparency and provides these figures directly in the app, which greatly helps with financial planning.<\/p>\n<h2 data-start=\"4196\" data-end=\"4246\">Advantages of Having a Nubank International Card<\/h2>\n<h3 data-start=\"4248\" data-end=\"4279\">Immediate Use Abroad<\/h3>\n<p data-start=\"4281\" data-end=\"4457\">There is no need to perform specific unlocks for use in other countries.<\/p>\n<p data-start=\"4281\" data-end=\"4457\">It is ready to use as soon as it is activated.<\/p>\n<h3 data-start=\"4459\" data-end=\"4494\">Complete and Real-Time App<\/h3>\n<p data-start=\"4496\" data-end=\"4686\">All transactions, including those made in other countries, appear in the app in real time.<\/p>\n<p data-start=\"4496\" data-end=\"4686\">You can track prices, check quotes, and even dispute purchases with just a few clicks.<\/p>\n<h3 data-start=\"4688\" data-end=\"4713\">Advanced Security<\/h3>\n<p data-start=\"4715\" data-end=\"4950\">Nubank allows you to block and unblock your card at any time through the app, which is excellent for frequent travelers.<\/p>\n<p data-start=\"4715\" data-end=\"4950\">In this way, you can rely on security technology that detects suspicious purchases and notifies the user instantly.<\/p>\n<h3 data-start=\"4952\" data-end=\"4971\">No Annual Fee<\/h3>\n<p data-start=\"4973\" data-end=\"5167\">Another great advantage is that the card has no annual fee.<\/p>\n<p data-start=\"4973\" data-end=\"5167\">Even though it offers international features, the customer does not need to pay any recurring fees to keep the service active.<\/p>\n<h2 data-start=\"5174\" data-end=\"5228\">How to Use Your Nubank Card on International Trips<\/h2>\n<p data-start=\"5230\" data-end=\"5343\">If you&#039;re preparing for a trip, a few simple steps can ensure everything runs smoothly:<\/p>\n<p data-start=\"5347\" data-end=\"5451\">Since control is formalized through the app, having internet access helps a lot.<\/p>\n<p data-start=\"5454\" data-end=\"5526\">This way, you can track every purchase in real time.<\/p>\n<p data-start=\"5529\" data-end=\"5656\">Even with all the convenience, it&#039;s good to have an alternative payment method in case of technical issues at the location.<\/p>\n<p data-start=\"5659\" data-end=\"5793\">International purchases can quickly deplete your credit limit due to exchange rate fluctuations. Always monitor your spending through the app.<\/p>\n<h2 data-start=\"5800\" data-end=\"5862\">Is it worth using for international purchases?<\/h2>\n<p data-start=\"5864\" data-end=\"6113\">Without a doubt, it stands out as a practical, safe, and affordable option for those making international purchases.<\/p>\n<p data-start=\"5864\" data-end=\"6113\">The fact that <strong data-start=\"5993\" data-end=\"6039\">Nubank cards are international by default.<\/strong> It eliminates bureaucracy and makes the process much simpler for the user.<\/p>\n<p data-start=\"6115\" data-end=\"6375\">The combination of an intuitive app, no annual fee, and global acceptance of the Mastercard brand makes Nubank a smart choice.<\/p>\n<p data-start=\"6115\" data-end=\"6375\">Whether for occasional travel or for those who frequently shop on foreign websites.<\/p>\n<h2 data-start=\"6382\" data-end=\"6394\"><strong data-start=\"6398\" data-end=\"6431\">Nubank Card is International<\/strong><\/h2>\n<p><a href=\"https:\/\/blog.nubank.com.br\/cartao-nubank-e-sempre-internacional\/\"><br \/>\nLEARN MORE<br \/>\n<\/a><\/p>\n<article dir=\"auto\" data-testid=\"conversation-turn-224\" data-scroll-anchor=\"true\">\n<p data-start=\"6396\" data-end=\"6748\">By choosing this service, the user ensures convenience when shopping in Brazil and abroad, with the support of a fintech company that has revolutionized the financial market.<\/p>\n<p data-start=\"6750\" data-end=\"6925\">If you don&#039;t already have one, perhaps it&#039;s time to apply and try a new way to use credit without bureaucracy, without annual fees, and with global access from the start.<\/p>\n<hr \/>\n<p data-start=\"6750\" data-end=\"6925\">Source: https:\/\/blog.nubank.com.br\/cartao-nubank-e-sempre-internacional\/<\/p>\n<\/article>\n<form data-type=\"unified-composer\" action=\"\">\u00a0<input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form>","protected":false},"excerpt":{"rendered":"<p>Sim, voc\u00ea n\u00e3o leu errado, o cart\u00e3o Nubank \u00e9 internacional e facilita muito a vida de quem viaja, estuda ou compra online de outros pa\u00edses. Diferente de muitos cart\u00f5es de cr\u00e9dito que exigem ativa\u00e7\u00e3o extra para uso no exterior, ele j\u00e1 se torna internacional a partir do momento da aprova\u00e7\u00e3o. Neste artigo, vamos mostrar em [&hellip;]<\/p>","protected":false},"author":0,"featured_media":10060,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19],"tags":[],"_links":{"self":[{"href":"https:\/\/vmvnews.com.br\/en\/wp-json\/wp\/v2\/posts\/10057"}],"collection":[{"href":"https:\/\/vmvnews.com.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vmvnews.com.br\/en\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/vmvnews.com.br\/en\/wp-json\/wp\/v2\/comments?post=10057"}],"version-history":[{"count":0,"href":"https:\/\/vmvnews.com.br\/en\/wp-json\/wp\/v2\/posts\/10057\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vmvnews.com.br\/en\/wp-json\/wp\/v2\/media\/10060"}],"wp:attachment":[{"href":"https:\/\/vmvnews.com.br\/en\/wp-json\/wp\/v2\/media?parent=10057"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vmvnews.com.br\/en\/wp-json\/wp\/v2\/categories?post=10057"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vmvnews.com.br\/en\/wp-json\/wp\/v2\/tags?post=10057"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}