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The Magalu credit card from Magazine Luiza is a practical and advantageous option for those who want more ease when making purchases.
However, to obtain the card, it is necessary to present some documents and meet certain requirements.
In this article, we'll explain all the necessary documents and requirements for you to apply!
So be sure to check it out!
Requirements to apply for the Magalu card
First of all, in order to make the most of your Magalu credit card, the consumer must meet the following requirements, such as:
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- Be 18 years of age or older;
- To prove a minimum income of R$ 800 per month;
- Not having any restrictions on credit protection registries, such as SPC and Serasa;
- To be approved through credit analysis by Banco Itaú.
Therefore, it will be necessary to present a valid and current RG (Brazilian national identity card) and CPF (Brazilian taxpayer identification number), as the credit analysis will be based on this document.
You also need to have proof of income, which can be a payslip, work permit, bank statement, or income tax return.
In addition to basic documents such as CPF (Brazilian tax identification number) and proof of income, to apply for the card it is also necessary to present an updated proof of residence dated no more than 2 months prior.
This document is important to confirm the applicant's address and ensure that all information is correct.
Proof of residence can be a water, electricity, gas, landline telephone bill, or a bank statement showing the residential address.
It is important to note that the document must be in the name of the applicant or a direct family member, such as a parent, spouse, or child.
How to get a Magalu card
To obtain your Magalu credit card, the store offers three options for your convenience.
You can place your order through the website, the Magalu app, or even directly at physical stores.
If you prefer to apply through the website, simply visit the page. Magalu card and fill out the form with your personal information.
After completing the registration, wait for the credit analysis, which usually takes a few minutes. If approved, you will receive an email with instructions on how to unlock your card.
Another option is to order through the Magalu app, available for download in app stores.
Log in with your Magalu account, access the "Magalu Card" option, and fill out the form with the required information.
Just like on the website, wait for the credit analysis and, if approved, follow the instructions to unlock the card.
Finally, if you prefer in-person service, you can go to one of Magazine Luiza's physical stores and request the credit card directly from a sales assistant.
Click here Then, enter your zip code or search for your state, city, and neighborhood to find the store nearest you!
Remember to bring the necessary documents, such as your CPF (Brazilian tax identification number), RG (Brazilian national identity card), and proof of income and residence.
Regardless of the chosen method, the Magalu card offers several advantages, such as exclusive discounts and installment payment options.
Choose the option that best suits your lifestyle and enjoy the benefits of the Magalu credit card.
According to the company's information, the response time regarding the progress of the proposal is up to 45 days.
Therefore, once approved, the card will be delivered within 15 days and all information will be tracked through the app.
What is MagaluPay and how does it work?
MagaluPay is a digital wallet developed by Magazine Luiza, one of the largest retailers in Brazil.
Already popular on the company's shopping apps, the service has now been expanded to other commercial establishments.
The MagaluPay digital wallet allows customers to make payments conveniently, quickly, and securely, using only their smartphone.
Users can register their credit, debit, and meal voucher cards in the digital wallet and make payments via QR Code.
In addition, the app also allows you to:
- Shop at Magalu's partner stores;
- Make transfers to other MagaluPay accounts;
- Receive up to 2% cashback on all purchases at Magalu;
- Pay for your purchases in up to 24 installments.
And all of this, at no cost and 100% online, integrated into the Magalu SuperApp.
In short, Magalu Pay is a new payment method developed by the store, allowing you to make payments quickly and securely using your available account balance.
However, if in doubt, visit the company's website.
*Source of research: https://especiais.magazineluiza.com.br/cartao-luiza/