    {"id":8143,"date":"2024-02-17T11:18:18","date_gmt":"2024-02-17T14:18:18","guid":{"rendered":"https:\/\/vmvnews.com.br\/?p=8143"},"modified":"2024-02-17T11:18:18","modified_gmt":"2024-02-17T14:18:18","slug":"taxa-de-juros","status":"publish","type":"post","link":"https:\/\/vmvnews.com.br\/de\/taxa-de-juros\/","title":{"rendered":"Taxa de Juros: Veja onde ela \u00e9 Menor Acima de R$ 30 Mil?"},"content":{"rendered":"<div class=\"flex-1 overflow-hidden\">\n<div class=\"h-full react-scroll-to-bottom--css-xdbkg-79elbk\">\n<div class=\"react-scroll-to-bottom--css-xdbkg-1n7m0yu\">\n<div class=\"flex flex-col text-sm pb-9\">\n<div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-303\">\n<div class=\"justify-center px-4 py-2 m-auto text-base md:gap-6\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem] group final-completion\">\n<div class=\"relative flex w-full flex-col lg:w-[calc(100%-115px)] agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-col flex-grow max-w-full\">\n<div class=\"min-h-[20px] text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"dce5bd80-ec02-4746-87bf-97397d26d33a\">\n<div class=\"w-full prose break-words markdown dark:prose-invert light\">\n<p>DER <strong>taxa de juros<\/strong> sempre despertou interesse, por sua influ\u00eancia sobre servi\u00e7os banc\u00e1rios.<\/p>\n<p>Ali\u00e1s, n\u00e3o apenas nas finan\u00e7as pessoais, mas tamb\u00e9m em rela\u00e7\u00e3o \u00e0 economia como um todo.<\/p>\n<p>E voc\u00ea sabia que no <strong>Banco do Brasil<\/strong>, ao contratar um empr\u00e9stimo consignado com valor acima de 30 mil \u00e0<strong> taxa de juros \u00e9 mais baixa<\/strong>?<\/p>\n<p>Vamos sobretudo, descobrir juntos quais os valores cobrados nas diferentes margens de solicita\u00e7\u00e3o.<\/p>\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"h-full react-scroll-to-bottom--css-xdbkg-79elbk\">\n<div class=\"react-scroll-to-bottom--css-xdbkg-1n7m0yu\">\n<div class=\"flex flex-col text-sm pb-9\">\n<div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-305\">\n<div class=\"justify-center px-4 py-2 m-auto text-base md:gap-6\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem] group final-completion\">\n<div class=\"relative flex w-full flex-col lg:w-[calc(100%-115px)] agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-col flex-grow max-w-full\">\n<div class=\"min-h-[20px] text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"31e82823-53e6-47e0-b89d-08f63883ea77\">\n<div class=\"w-full prose break-words markdown dark:prose-invert light\">\n<p>Por\u00e9m, antes, vale a pena observar alguns detalhes importantes.<\/p>\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"h-full react-scroll-to-bottom--css-xdbkg-79elbk\">\n<div class=\"react-scroll-to-bottom--css-xdbkg-1n7m0yu\">\n<div class=\"flex flex-col text-sm pb-9\">\n<div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-307\">\n<div class=\"justify-center px-4 py-2 m-auto text-base md:gap-6\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem] group final-completion\">\n<div class=\"relative flex w-full flex-col lg:w-[calc(100%-115px)] agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-col flex-grow max-w-full\">\n<div class=\"min-h-[20px] text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"873fcebe-d093-4e17-bc5b-0a6c7018ec34\">\n<div class=\"w-full prose break-words markdown dark:prose-invert light\">\n<h3>Benef\u00edcios do Empr\u00e9stimo Consignado oferecido pelo Banco do Brasil<\/h3>\n<p>Tendo uma variedade de benef\u00edcios projetados especialmente para atender \u00e0s necessidades individuais de seus clientes.<\/p>\n<p>Confira na sequ\u00eancia certas vantagens, como por exemplo:<\/p>\n<ul style=\"list-style-type: square;\">\n<li><strong>Per\u00edodo para quita\u00e7\u00e3o de at\u00e9 120 meses;<\/strong><\/li>\n<li><strong>Pagamentos com parcelas mensais e com valores fixados;<\/strong><\/li>\n<li><strong>Tendo at\u00e9 180 dias para pagar a primeira presta\u00e7\u00e3o;<\/strong><\/li>\n<li><strong>Entre outras.<\/strong><\/li>\n<\/ul>\n<h3>Banco do Brasil tem o servi\u00e7o certo para voc\u00ea<\/h3>\n<p>O Banco do Brasil apresenta uma ampla gama de servi\u00e7os para atender \u00e0s suas necessidades.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2 class=\"mb-2 title ng-star-inserted\">Cr\u00e9dito Autom\u00e1tico<\/h2>\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"h-full react-scroll-to-bottom--css-xdbkg-79elbk\">\n<div class=\"react-scroll-to-bottom--css-xdbkg-1n7m0yu\">\n<div class=\"flex flex-col text-sm pb-9\">\n<div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-323\">\n<div class=\"justify-center px-4 py-2 m-auto text-base md:gap-6\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem] group final-completion\">\n<div class=\"relative flex w-full flex-col lg:w-[calc(100%-115px)] agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-col flex-grow max-w-full\">\n<div class=\"min-h-[20px] text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"bc533525-3e62-4d7a-8526-7b9f11abf190\">\n<div class=\"w-full prose break-words markdown dark:prose-invert light\">\n<p>Um empr\u00e9stimo de f\u00e1cil contrata\u00e7\u00e3o, dispon\u00edvel para uso conforme sua necessidade. O montante solicitado \u00e9 prontamente liberado em sua conta corrente ou poupan\u00e7a.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"flex justify-start gap-3 mt-1 empty:hidden\">\n<div class=\"flex self-end justify-center visible mt-0 -ml-1 text-gray-400 lg:self-center lg:justify-start\">\n<div class=\"flex items-center gap-1.5 text-xs\">\n<h2 class=\"mb-2 title ng-star-inserted\">Cr\u00e9dito Sal\u00e1rio<\/h2>\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"h-full react-scroll-to-bottom--css-xdbkg-79elbk\">\n<div class=\"react-scroll-to-bottom--css-xdbkg-1n7m0yu\">\n<div class=\"flex flex-col text-sm pb-9\">\n<div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-325\">\n<div class=\"justify-center px-4 py-2 m-auto text-base md:gap-6\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem] group final-completion\">\n<div class=\"relative flex w-full flex-col lg:w-[calc(100%-115px)] agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-col flex-grow max-w-full\">\n<div class=\"min-h-[20px] text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"e6644146-cde8-4646-ac72-5abd9118a93b\">\n<div class=\"w-full prose break-words markdown dark:prose-invert light\">\n<p>Desenvolvido especialmente para aqueles que recebem seu sal\u00e1rio pelo Banco do Brasil e enfrentam despesas imprevistas, buscam equilibrar o or\u00e7amento ou desejam concretizar planos h\u00e1 muito tempo adiados.<\/p>\n<h2>Portabilidade de Empr\u00e9stimo<\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"w-full pt-2 md:pt-0 dark:border-white\/20 md:border-transparent md:dark:border-transparent md:w-[calc(100%-.5rem)]\">\n<form class=\"flex flex-row gap-3 mx-2 stretch last:mb-2 md:mx-4 md:last:mb-6 lg:mx-auto lg:max-w-2xl xl:max-w-3xl\" action=\"\">\n<div class=\"relative flex items-stretch flex-1 h-full md:flex-col\">\n<div class=\"flex items-center w-full\">\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"h-full react-scroll-to-bottom--css-xdbkg-79elbk\">\n<div class=\"react-scroll-to-bottom--css-xdbkg-1n7m0yu\">\n<div class=\"flex flex-col text-sm pb-9\">\n<div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-327\">\n<div class=\"justify-center px-4 py-2 m-auto text-base md:gap-6\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem] group final-completion\">\n<div class=\"relative flex w-full flex-col lg:w-[calc(100%-115px)] agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-col flex-grow max-w-full\">\n<div class=\"min-h-[20px] text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"9226b5e3-771b-4855-9ead-cc0049c317ff\">\n<div class=\"w-full prose break-words markdown dark:prose-invert light\">\n<p>Ao transferir seus empr\u00e9stimos de outras institui\u00e7\u00f5es para o <span style=\"font-size: 14pt;\"><strong><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.bb.com.br\/site\/\" rel=\"noopener\">Banco do Brasil<\/a><\/span><\/strong><\/span>, voc\u00ea pode desfrutar de condi\u00e7\u00f5es de negocia\u00e7\u00e3o mais favor\u00e1veis.<\/p>\n<h3>Imposi\u00e7\u00f5es para Contrata\u00e7\u00e3o de Cr\u00e9dito<\/h3>\n<p><span style=\"font-size: 16px;\">Se voc\u00ea j\u00e1 \u00e9 cliente do Banco do Brasil, aproveite benef\u00edcios exclusivos ao contratar os servi\u00e7os financeiros.<\/span><\/p>\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"h-full react-scroll-to-bottom--css-xdbkg-79elbk\">\n<div class=\"react-scroll-to-bottom--css-xdbkg-1n7m0yu\">\n<div class=\"flex flex-col text-sm pb-9\">\n<div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-329\">\n<div class=\"justify-center px-4 py-2 m-auto text-base md:gap-6\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem] group final-completion\">\n<div class=\"relative flex w-full flex-col lg:w-[calc(100%-115px)] agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-col flex-grow max-w-full\">\n<div class=\"min-h-[20px] text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"0661c3c9-96a6-4747-97ad-ad5fc392ed9d\">\n<div class=\"w-full prose break-words markdown dark:prose-invert light\">\n<p>Se ainda n\u00e3o faz parte, descubra as vantagens de se tornar um cliente BB e tenha acesso a solu\u00e7\u00f5es financeiras que atendem \u00e0s suas necessidades.<\/p>\n<p><span style=\"font-size: 14pt;\"><strong>Para Clientes<\/strong><\/span><\/p>\n<p>Ter o Contrato de Ades\u00e3o \u00e0s Cl\u00e1usulas Gerais do CDC assinado.<\/p>\n<p>A assinatura, todavia, \u00e9 feita uma \u00fanica vez e viabiliza o acesso a todas as linhas de cr\u00e9dito.<\/p>\n<p><span style=\"font-size: 8pt;\">*Confira se voc\u00ea tem um contrato assinado acessando a sua conta pela internet.<\/span><\/p>\n<p><strong><span style=\"font-size: 14pt;\">Para n\u00e3o Clientes<\/span><\/strong><\/p>\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"h-full react-scroll-to-bottom--css-xdbkg-79elbk\">\n<div class=\"react-scroll-to-bottom--css-xdbkg-1n7m0yu\">\n<div class=\"flex flex-col text-sm pb-9\">\n<div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-333\">\n<div class=\"justify-center px-4 py-2 m-auto text-base md:gap-6\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem] group final-completion\">\n<div class=\"relative flex w-full flex-col lg:w-[calc(100%-115px)] agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-col flex-grow max-w-full\">\n<div class=\"min-h-[20px] text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"8760ed7d-c886-4cae-a1ce-20c31fef4f1b\">\n<div class=\"w-full prose break-words markdown dark:prose-invert light\">\n<p>Compare\u00e7a a uma ag\u00eancia BB para obter informa\u00e7\u00f5es detalhadas sobre as condi\u00e7\u00f5es de contrata\u00e7\u00e3o, adaptadas \u00e0s suas necessidades individuais.<\/p>\n<p>Cada cliente tem condi\u00e7\u00f5es espec\u00edficas e personalizadas, por isso nossa equipe est\u00e1 pronta para oferecer o suporte necess\u00e1rio.<\/p>\n<p><strong><span style=\"font-size: 14pt;\">Exig\u00eancias<\/span><\/strong><\/p>\n<p>Para que as presta\u00e7\u00f5es do seu empr\u00e9stimo sejam descontadas na folha de pagamento, seu empregador deve ter um conv\u00eanio ativo com o Banco do Brasil.<\/p>\n<p>Al\u00e9m disso, \u00e9 necess\u00e1rio que voc\u00ea tenha margem consign\u00e1vel dispon\u00edvel junto ao seu empregador e limite de cr\u00e9dito dispon\u00edvel no BB.<\/p>\n<p>Antes de solicitar o empr\u00e9stimo, verifique a margem consign\u00e1vel dispon\u00edvel no seu contracheque ou diretamente na empresa.<\/p>\n<p>Lembramos que o cr\u00e9dito est\u00e1 sujeito \u00e0 <strong>aprova\u00e7\u00e3o cadastral<\/strong> e \u00e0s demais condi\u00e7\u00f5es do produto.<\/p>\n<p>\u00c9 importante ressaltar que as condi\u00e7\u00f5es de contrata\u00e7\u00e3o podem variar de acordo com o conv\u00eanio firmado entre o Banco do Brasil e cada empregador.<\/p>\n<p><span style=\"font-size: 8pt;\">* Para obter informa\u00e7\u00f5es mais detalhadas, consulte seu empregador ou uma ag\u00eancia BB mais pr\u00f3xima.<\/span><\/p>\n<h2>Taxa de Juros<\/h2>\n<p>Para voc\u00ea que pretende solicitar um consignado junto ao BB, entenda que:<\/p>\n<p>Valores <strong>acima de R$ 30 mil reais<\/strong>, pode ser encontrado a uma taxa de 1,60% ao m\u00eas.<\/p>\n<p>No entanto, <strong>para valores abaixo de R$ 30 mil reais<\/strong>, a taxa fica em torno de 1,67% ao m\u00eas.<\/p>\n<p><span style=\"font-size: 8pt;\">* Estas porcentagens podem variar.<\/span><\/p>\n<p>Por exemplo:<\/p>\n<p>Se uma pessoa emprestar R$ 25 mil, pagaria:<\/p>\n<p>16 x 1.847,52<\/p>\n<p>18 x 1.670,09<\/p>\n<p>24 x 1.315,30<\/p>\n<p>36 x 962,55<\/p>\n<p>48 x 789,06<\/p>\n<p>60 x 687,49<\/p>\n<p>72 x 621,87.<\/p>\n<hr \/>\n<p><strong><span style=\"font-size: 18pt;\">Leia Tamb\u00e9m<\/span><\/strong><\/p>\n<p><span style=\"font-size: 14pt;\"><strong><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/vmvnews.com.br\/de\/banco-pan-emprestimo\/\">Banco Pan Empr\u00e9stimo Consignado<\/a><\/span><\/strong><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><strong><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/vmvnews.com.br\/de\/emprestimo-pessoal-da-vivo\/\">Empr\u00e9stimo Pessoal da Vivo<\/a><\/span><\/strong><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<input type=\"hidden\" name=\"trp-form-language\" value=\"de\"\/><\/form>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>A taxa de juros sempre despertou interesse, por sua influ\u00eancia sobre servi\u00e7os banc\u00e1rios. Ali\u00e1s, n\u00e3o apenas nas finan\u00e7as pessoais, mas tamb\u00e9m em rela\u00e7\u00e3o \u00e0 economia como um todo. E voc\u00ea sabia que no Banco do Brasil, ao contratar um empr\u00e9stimo consignado com valor acima de 30 mil \u00e0 taxa de juros \u00e9 mais baixa? Vamos [&hellip;]<\/p>","protected":false},"author":0,"featured_media":8174,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"_links":{"self":[{"href":"https:\/\/vmvnews.com.br\/de\/wp-json\/wp\/v2\/posts\/8143"}],"collection":[{"href":"https:\/\/vmvnews.com.br\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vmvnews.com.br\/de\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/vmvnews.com.br\/de\/wp-json\/wp\/v2\/comments?post=8143"}],"version-history":[{"count":0,"href":"https:\/\/vmvnews.com.br\/de\/wp-json\/wp\/v2\/posts\/8143\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vmvnews.com.br\/de\/wp-json\/wp\/v2\/media\/8174"}],"wp:attachment":[{"href":"https:\/\/vmvnews.com.br\/de\/wp-json\/wp\/v2\/media?parent=8143"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vmvnews.com.br\/de\/wp-json\/wp\/v2\/categories?post=8143"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vmvnews.com.br\/de\/wp-json\/wp\/v2\/tags?post=8143"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}